Whether you braved the crowd last week, or will be surfing online today for that perfect gift, here are a few quick tips from GreenPath Debt Solutions to keep your identity safe and out of the hands of online ID thieves:
- Always initiate the transaction yourself. Do not open a store’s website through an email you received. It could be a phishing email looking for credit card information. Physically type in the web address of the outlet. Once there, look around carefully and make sure it is the actual website.
- When entering credit card information as part of transaction, make sure the web address starts with a secure extension, shown as https://.
- If you shop online in a public location, like at a library, make absolutely sure that you log out when you are finished with a shopping session. Click on the back button to make sure that your information is not still there. Close any stray windows open on the computer screen. If you print a receipt, remember to take it with you.
- Shopping at the coffee house? Use their approved, secure wi-fi server. Do not use an unfamiliar, unsecured wi-fi server in public.
- Use your credit card wisely when shopping online. The added convenience of shopping from your couch might cause you to drop your guard and spend beyond your budget. Make a budget for your shopping and stick to it.
- Put any printed online receipts in a safe place.
For more tips to safe online shopping, log on to GreenPath University. Have a safe holiday shopping season!